There are four main types of insurance that our clients may have that may mean they are eligible to claim. Each of these has its own specific characteristics, and thus specific circumstance conditions that are applicable.
Life insurance
Life Insurance (Death Cover) is a back up plan for your family. It provides a specified lump sum payment to your nominated beneficiary (or to your estate if no beneficiary is nominated)...
Total & Permanent Disability (TPD)
TPD is a lump sum payment that could be relevant following a severe injury or illness that affects your ability to return to work in the same capacity or even at all...
Trauma/Critical Illness
Trauma Insurance is also known as Critical Illness or Recovery Insurance. This insurance provides a set lump sum payment in the event you are diagnosed with a specific medical illness...
Income Protection
Income protection insurance has the function of replacing the income lost through an inability to work due to sickness or injury for a period of time...