TPD is a lump sum payment that could be relevant following a severe injury or illness that affects your ability to return to work in the same capacity or even at all. Many superannuation funds have a TPD component and like life insurance, people often take out additional TPD cover outside of super.
TPD claims are amongst the longest to process with some claims taking up to 12 months to pay out. PCM can help process your TPD claim much faster than if you were dealing directly with your insurer, and actively manage the process to help you get your entitlements quickly, smoothly and when you need money the most.